Nothing. Having 2 scratch accounts means twice as many breaks.
11/18/2021
10/28/2021
6/3/2021
2/25/2021
1/21/2021
1/13/2021
12/21/2020
12/19/2020
12/17/2020
10/25/2020
10/8/2020
10/2/2020
3/12/2020
3/1/2020
2/17/2020
2/9/2020
2/1/2020
1/18/2020
1/13/2020
12/28/2019
12/24/2019